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Peter Kottwitz’s journey and accomplishments at Sentinel Federal Credit Union (SFCU) are impressive. He started at the credit union in 2018, and under his leadership, the commercial portfolio has grown significantly, going from near $0 to over $60 million in loans under management, becoming the largest lending function in terms of dollars within SFCU. As he takes on the role of Chief Lending Officer, Kottwitz recognizes the critical importance of his position in safeguarding the credit union’s assets and its members’ interests.

Kottwitz’s extensive experience in underwriting, particularly in commercial, agricultural and consumer lending, positions him well for his new role. He has also actively engaged with the community over the past eight years, establishing relationships and fostering trust.

Given the dynamic economic and regulatory landscape, Kottwitz emphasizes the need for ongoing training to ensure SFCU’s lending practices remain compliant and adaptable to emerging challenges. He places a strong emphasis on listening to both regulators and members to ensure the credit union’s operations are aligned with their needs.

Kottwitz’s genuine excitement about tapping into untapped potential in his new role highlights his forward-thinking approach. His successful experience in developing the commercial lending portfolio will undoubtedly bring fresh perspectives to the entire lending team.  His personal philosophy revolves around leading by example, which he plans to continue in his new role. This hands-on approach aligns well with SFCU’s culture of taking ownership and providing exceptional care for its members.

Despite his expanded responsibilities, Kottwitz remains dedicated to member care. He wants members to feel secure and comfortable continuing to reach out to ask questions, seek direction, or simply say hello. He believes that his role is not just about financial operations but also about building and continuing to foster relationships within the community.

Kottwitz’s background includes growing up in the Black Hills, attending Sturgis Brown High School, and furthering his education at Western Dakota Technical Institute. He is actively involved in the community as a board member for the Black Hills Community Economic Development Inc. and the Business & Accounting Advisory Board Western Dakota Technical Institute.

Lastly, a fun fact about Kottwitz is his ability to juggle, a fitting metaphor for his new role as a Chief Lending Officer, where he will skillfully manage multiple tasks and responsibilities. No doubt it will be done with Kottwitz wit and approachability.

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What Our Members Say About Us

Joe M

Member

“We have several credit unions that got lost in the mix during a move–our bad. However, out of all of those credit unions, SFCU went OUT OF THEIR WAY to ensure we knew our account was dormant and helped us through the process of getting the account back on track. They also refunded every fee taken for dormant status. After losing more money than I’d like to admit from other institutions, I cannot tell you how much I appreciate the customer service of Sentinel FCU.”

Chris P

Member

“If you’re in the Rapid City area and you’re looking to drop the elbow off the top rope, Macho Man style, then look to Sentinel Federal Credit Union! Their customer service is off the hook and when you call you never get a robot or an automated answering machine! I don’t think I’ll trust another big bank with my money for as long as I live! By the way, I don’t even live in South Dakota!”

Joshua K.

Member

“Been a loyal member for years! Keep your account positive and make your payments. If life happens keep them updated, as they have ways of working with you. I am glad they are a part of my financial family.”

Bret R

Member

“I have been using Sentinel for almost 30 years, and my family has been just as long! I purposely make the extra drive to the Radar Hill Branch with Nate working there! Not only has he always been on the ball of my personal account, but my business account! He has resolved issues with other banks in a timely manner when he didn’t have to! Every time I go on he always has a smiling face and is easy to work with.”