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Explore Vehicle Loans with Sentinel Federal Credit Union

We understand that purchasing a vehicle is a significant financial decision. Whether you’re buying a new or used car, truck, SUV, or motorcycle, our vehicle loans are designed to make your financing experience straightforward and affordable.

Here are some key points about our vehicle loans:
  • Competitive Rates
  • Flexible Loan Terms
  • Easy To Apply
  • Member Benefits
  • Refinancing Options
  • Payment Options
  • Transparency
  • Federally Insured
Get Pre-Approved

Why Choose Sentinel Federal Credit Union for Your Vehicle Loan? 

Get pre-approved for your vehicle loan with us before you start shopping, so you’ll know exactly what fits your budget. Once you’ve found the perfect vehicle, inform the dealership about your pre-approval with Sentinel FCU. You’ll be driving your new car in no time, enjoying a seamless and stress-free experience.

Competitive Rates in the Black Hills

Benefit from competitive interest rates that can help you save money over the life of your loan. Our rates are designed to be among the best available, ensuring you get the most value for your investment.

Whether you’re buying your first car or upgrading to a newer model, Sentinel Federal Credit Union is here to help make your vehicle financing experience smooth and hassle-free.

Get Pre-approved Before You Go Shopping

We can get you pre-approved for your loan before you go shopping so you will know what you can afford to buy. Then, once you find your vehicle, let the dealership know you have been pre-approved for a loan with your Credit Union. You will be riding in style in no time.

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Ask for a Sentinel Vehicle Loan Right at the Dealership

You can ask the dealership to finance your auto loan and recreational loan with Sentinel Federal Credit Union. View our list of participating dealerships.

Whether you’re purchasing a new car, truck, SUV, or motorcycle, we’re here to help you finance your dreams with competitive rates and exceptional service.

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Protect Your Wallet & Your New Investment

It helps to prepare for the unexpected. That’s why we offer several loan protection products that you can add to your vehicle loan which can help protect your wallet and the investment you made in your vehicle.

Guaranteed Asset Protection (GAP) will pay the difference between what insurance covers for your vehicle and what you still owe on your vehicle loan if your vehicle is stolen or damaged beyond repair. Also included with your GAP coverage is an Auto Deductible Reimbursement benefit that pays up to $500 per loss when a claim is filed and paid with your primary insurance carrier.

Mechanical Breakdown Protection (MBP) is coverage that you can add to your vehicle loan which provides an extended warranty that helps cover the costs of repairs for mechanical breakdowns beyond your existing manufacturer’s warranty.

Credit Life and Disability Insurance may help pay your loan, so your loved ones don’t have to.

Get A Quote

Home Equity Loan FAQs

  • What types of vehicles can I finance with Sentinel Federal Credit Union?

    Sentinel Federal Credit Union offers financing for a variety of vehicles including cars, trucks, SUVs, motorcycles, and recreational vehicles (RVs).

  • What are the minimum requirements to apply for a vehicle loan?

    To apply for a vehicle loan with Sentinel Federal Credit Union, you typically need to meet basic eligibility criteria including age, income verification, and creditworthiness. Specific requirements may vary based on the type and amount of the loan.

  • Can I get pre-approved for a vehicle loan?

    Yes, Sentinel Federal Credit Union offers pre-approval for vehicle loans. Getting pre-approved allows you to know your budget before shopping for a vehicle and can simplify the purchasing process.

  • What documents do I need to apply for a vehicle loan?

    Generally, you will need to provide documents such as proof of identity (driver’s license or passport), proof of income (pay stubs or tax returns), and information about the vehicle you intend to purchase (such as VIN for used vehicles).

  • Are there any fees associated with getting a vehicle loan?

    Sentinel Federal Credit Union strives to keep fees minimal. However, there may be fees associated with loan processing or specific services. For detailed fee information, please refer to our fee schedule or contact our customer service team.

  • Can I refinance my existing vehicle loan?

    Yes, we offer vehicle loan refinancing options which may allow you to lower your monthly payments or reduce your interest rate. Contact us to learn more about how refinancing could benefit you.