Credit Card Balance Transfer Promo
Ditch your high rate credit cards and transfer those balances to a Sentinel Classic Credit Card. Get a 4.99% Promo Annual Percentage Rate for the life of the balance!*
Your monthly bills
Travel & entertainment
Appliances & electronics
We have two credit card options: classic and secured. You can choose the one that meets your needs.
Visa Classic Credit Card
Just like its name, this is your traditional revolving credit card that offers competitive interest rates, no annual fee and no balance transfer fees. With a revolving credit card, your funds become available again as you pay down your balance.
Visa Secured Credit Card
This is the perfect credit card to help you begin building or rebuilding your credit history. There is no annual fee and no balance transfer fees. Your card is secured by funds in your savings account. For example, if you deposit $500 for collateral, then your secured credit card limit is $500. You can use your secured credit card just like a traditional credit card.
Benefits of a Sentinel Federal credit card:
- Earn reward points – You earn one Extra Award point for every $1 spent when you make purchases. Learn how to redeem your reward points.
- Convenient card management – You can make payments, track transactions, temporarily lock and unlock your card and check your available credit using our Online Banking and Mobile App. Learn how to manage your card.
- Get transaction text alerts – Add an extra layer of security against fraud to your credit card with our Guardian Text Alerts. Learn how to enroll your card in text alerts.
- Enhanced fraud protection – Your card is protected from unauthorized charges and lost and stolen card charges at no additional cost. Learn how to protect your card.
*APR = Annual Percentage Rate. Balance transfers promotional rate of 4.99% for the life of the balance, on transfers made between 1/1/20 and 3/31/20. The standard APR for balance transfers will be applied to new balance transfers made after 3/31/20. The standard APR for balance transfers is 15.00% to 18.00%, based on your creditworthiness. Balance transfers are subject to approval and cardholder is responsible for making payments on your other card until balance transfer transactions are completed. There is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date. Federal credit card regulations require us to apply any payments made to higher interest rate balances first. Credit union membership is required to obtain a credit union loan. Other conditions, restrictions and credit approval apply. Offer does not apply to refinancing existing SFCU loans. Extra Awards points are not earned on balance transfers. There are costs associated with the use of the card. Contact the Credit Union to request specific information about the costs at 888-923-1400 or PO Box 700, Box Elder, SD 57719. SFCU is an Equal Opportunity Lender and federally insured by NCUA.