Traditional or Roth IRA

It’s easy to get started saving for your retirement with an Individual Retirement Account (IRA).

You can choose to contribute to either a Traditional or Roth IRA. There are advantages to both. Contact your tax advisor or financial planner for which IRA is best for you.

You can securely grow your retirement savings with one of our IRA Accounts and IRA Share Certificates.

Traditional or Roth IRA

It’s easy to get started saving for your retirement with an Individual Retirement Account (IRA).

You can choose to contribute to either a Traditional or Roth IRA. There are advantages to both. Contact your tax advisor or financial planner for which IRA is best for you.

You can securely grow your retirement savings with one of our IRA Accounts and IRA Share Certificates.

IRA Share Account

An IRA Share Account is a great starter account to begin saving for your retirement.

 

  • No minimum balance
  • No enrollment or maintenance fees
  • Contributions can be added to the account anytime
  • Dividends are paid monthly on daily balances of $100 or more
IRA Share Certificate

Let your money work harder for you with an IRA Share Certificate. It’s a safe investment for your funds and earns a higher yield than an IRA Share Account.

You lock in the term that works for you. Then sit back and relax.

  • $500 minimum deposit to open
  • Terms range from 6 months to 5 years
  • No enrollment or maintenance fees
  • Bump-A-Rate feature available upon request
  • Dividends are compounded based on daily balance and paid quarterly
  • Early withdrawal penalties may apply

What’s a Bump-A-Rate?

It’s an added perk that comes with our Share Certificates. Once, during the term of your Share Certificate, you can ask to have your dividend rate “bumped up” to the new dividend rate that is being offered for a Share Certificate with a term equal to your original Share Certificate term. How cool is that? This helps your money grow even more.

48-Month Freedom IRA Share Certificate

You can easily build your retirement savings with our unique 48-Month Freedom IRA Share Certificate.

With this IRA Share Certificate, you can make additional deposits of $100 or more into the Certificate during the 48-month term.

Plus, our Bump-A-Rate feature is available so you can “bump up” your rate once during the 48-month term.

  • 48-Month Term
  • $500 minimum deposit to open
  • You can make additional deposits of $100 or more during the term
  • No enrollment or maintenance fees
  • Bump-A-Rate feature available upon request
  • Dividends are compounded based on daily balance and paid quarterly
  • Early withdrawal penalties may apply

What’s a Bump-A-Rate?

It’s an added perk that comes with our Share Certificates. Once, during the term of your Share Certificate, you can ask to have your dividend rate “bumped up” to the new dividend rate that is being offered for a Share Certificate with a term equal to your original Share Certificate term. How cool is that? This helps your money grow even more.