Refinance Your Ride! 3.99% APR!

Refinancing your ride with Sentinel Federal Credit Union is a no-brainer. With our awesome 3.99% APR deal, you can save over time. Plus, our quick approval process and friendly service make it super easy. Grab this chance to save more and enjoy working with a local credit union that’s got your back.

Take advantage of our limited-time 3.99% APR Today!


Fill out our short form or give us a call at 605-923-1405 to get pre-qualified and apply!

*New loans only, terms and conditions apply. Click Here for more info.

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Why Refinance Your Vehicle with Sentinel?

Refinancing your vehicle with Sentinel Federal Credit Union isn’t just about lowering your interest rates—it’s a strategic move towards a better financial future. Our attractive 3.99% APR* deal isn’t just a number…it’s a gateway to financial freedom. Beyond savings, enjoy the peace of mind that comes with partnering with a credit union that prioritizes your financial well-being.

Chat with a local auto loan expert!

Streamlined Approval Process

We know you’re busy, which is why our loan approval process is designed to be quick and hassle-free. At Sentinel Federal, we’ve streamlined our application procedures to ensure you get the answers you need swiftly. Our team works diligently to process your application so that you can start saving on your vehicle payments as soon as possible. Experience hassle-free refinancing with a team that works as fast as you do.

Community Trust and Support

As a local credit union, Sentinel Federal is deeply rooted in the community. We’re not just a financial institution; we are your neighbors. Choosing us for your refinancing needs means supporting a community-focused organization that reinvests in local growth and prosperity. Benefit from our commitment to personalized service and community development, knowing that your financial choices help support local initiatives.

Terms & Conditions

*Sentinel FCU Refinance 3.99% Annual Percentage Rate Car Loan offer valid for a limited time only and can end at any time per Credit Union’s discretion. Subject to credit approval. Valid for existing and new members with original loan generated from another lender, not Sentinel Federal Credit Union. Existing loan must be at least 90 days old.  Membership eligibility applies. Promotion applies to 2022 model year and newer with less than 100,000 miles. Member must have checking account with qualifying direct deposit of $1,000 per month minimum set up within 45 days. Member must possess a credit score of 680 or up. The maximum length of loan is 84 months. Sentinel Federal Credit Union has the discretion to make changes to the promotion. Sentinel Federal Credit Union is an equal opportunity lender and insured by the NCUA. Offer not available to businesses, public funds or brokered deposits.