Personal Checking

It’s easy to manage your money with your own personal checking account.

You can choose a Basic Checking Account or a Bonus Checking Account.

Plus, you are never far from your money. Just log into our Mobile Banking App or stop by any of the 30,000 ATMs that display the CO-OP logo.

Personal Checking

It’s easy to manage your money with your own personal checking account.

You can choose a Basic Checking Account or a Bonus Checking Account.

Plus, you are never far from your money. Just log into our Mobile Banking App or stop by any of the 30,000 ATMs that display the CO-OP logo.

Basic Checking Account

We keep it simple with our Basic Checking Account. There is no minimum balance and no monthly service fees.

Plus …  

… if you are 15 to 17 years old and have proof of employment, you can open your own Basic Checking Account. Just get your parents or guardian’s permission stating it is ok for you to have your own account.

    Features:

    • No minimum deposit to open
    • No minimum balance
    • No monthly service fees

    Benefits:

    • Free Online Banking, Mobile Banking, Bill Pay and eStatement
    • Free Mobile Check Deposits

    Bonus Checking Account

    All the benefits of our Basic Checking Account, plus you earn dividends on your higher balances. Bonus!

     

    Requirements:

    • $500 minimum balance to earn dividends
    • Dividends accrued on daily balance and paid monthly
    • $7.50 monthly service charge is assessed if balance falls below the $500 minimum on any day during the month

    Benefits:

    • Free Online Banking, Mobile Banking, Bill Pay and eStatements
    • Free Mobile Check Deposits

     

    Set Up Direct Deposit

    Save time and have your paycheck directly deposited to your checking or savings account. It’s safe, convenient and free.

    Let your employer know you’d like to set up a Direct Deposit to your Sentinel Federal account. You’ll need to provide these items when you complete your employer’s Direct Deposit Form.

    • Sentinel Federal’s Routing Number: 291479291
    • Your Member Number which is located at the top of your statement

    Keep Your Account Active

    Remember to keep your account active to avoid a Dormant Maintenance Fee. How do you keep your account active? Simply use our products and services.

    Order Checks

    First Check Orders

    Our preferred check provider is Main Street. For your first check order with Main Street, give us a call at 605-923-1405 or 888-923-1400.

    Reorders

    Reorder checks online at the Main Street website. If you need to reorder checks with a third-party vendor, we recommend you contact us prior to ordering for verification of your account information.