LIMITED-TIME OFFER: Your First Payment on Us!

Get behind the wheel with confidence and let us take care of your first car loan payment – up to $599 covered!
Whether you’re eyeing a sleek sedan or a powerful SUV, we’ve got the perfect loan for you.

To Take Advantage of this Offer Follow These Steps…

Get Pre-Qualified.

Visit with a Sentinel Team member to get rolling or apply below!. Our quick and easy process makes car buying as seamless and carefree as possible.

Negotiate Terms.

Discuss interest rates, loan terms, and qualifications for the promotion with a Sentinel team member.

Find Your New Car.

Work with your preferred dealership to find your new car. Get a purchase order from the dealership to verify cost and submit it to Sentinel FCU.

Review Offer.

Review and accept the financing offer with a Sentinel Team Member.

Take Home Your New Vehicle!

That’s it! That’s the process! Now all that’s left is to enjoy your new vehicle!

Chat with a local auto loan expert!

Let’s Make Things Happen

Give us a call at 605-923-1405 to get pre-qualified and apply for a car loan.


“I absolutely love SFCU. Not only is the process of banking with them easy and available, but the people are just the best. I’ve used all branches here in Rapid City and Box Elder and everyone has always been kind to me.” – SFCU Member

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Sentinel FCU- We Make First Payment Promotion valid until April 30, 2024. Subject to credit approval. Dealership purchase order indicating total purchase price of vehicle must be provided to Sentinel FCU during the loan application process and before final approval is made. Maximum payment covered: $599. If total amount of first payment owed on vehicle loan is over $599, the SFCU member securing the loan is responsible for paying the overage. Sentinel Federal Credit Union has the discretion to make changes to the promotion. Sentinel Federal Credit Union is an equal opportunity lender and insured by the NCUA.