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Education
Five Ways to Lower Your Mortgage Rate Before You Buy
August 27, 2025
5 Ways to Lower Your Mortgage Rate: If you’re thinking about buying in the Black Hills, I’d love to walk…
What’s Really in Your Mortgage Payment?
August 27, 2025
Buying a home in the Black Hills is thrilling, but understanding your mortgage payment can sometimes feel confusing. Many people…
How to Get Pre-Approved for a Home Loan (Without the Stress)
August 24, 2025
Hi, I’m Kaylee Hamling, a mortgage loan officer here in the beautiful Black Hills. I love helping people turn the…
Credit Union Mortgage Rates in the Black Hills SD
August 19, 2025
Buying a home in the Black Hills is exciting—whether you’re drawn to the rolling hills, small-town charm, or those gorgeous…
Four Creative Tips to Save for a Bigger Down Payment
August 5, 2025
We all want to spend less and save more. Saving for a down payment, especially a sizable one, requires a…
Pros and Cons of Buying a House with a Pool
July 3, 2025
Owning a pool provides recreational opportunities, enhances property value, and can be a great place for social gatherings. However, it…
Answers to the Burning Mortgage Questions
May 29, 2025
First off, a huge thank you to all that took the time to respond to my socials. I appreciate each…
How-To Guide: Starting A Mortgage Loan
May 29, 2025
So, you’re thinking about buying a house. Where do you start? You might be feeling nervous—can you afford it? How…
Property Taxes From The Experts
April 28, 2025
The definition of Property Taxes is an ad valorem tax on all real estate property (land and improvements) that has…
The Future of Interest Rates: What to Expect in 2025
March 25, 2025
Interest Rates – It’s What Everyone’s Talking About When will they go down? Are they going to drop by the…
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