Balance Transfer

If high-interest credit card balances are holding you back, a balance transfer with Sentinel Federal Credit Union can help you regain control. Consolidate your existing credit card debt into one easy-to-manage balance. Backed by a local team you can trust, we’re here to serve you and your family.

Start Your Balance Transfer Today

Fill out the quick form below and one of our friendly & local loan team members will contact you as soon as possible. You can also visit your nearest Sentinel branch to speak with a local lender. 

One Smart Move. Real Financial Relief.

Carrying balances on multiple credit cards can mean higher interest, multiple due dates, and unnecessary stress. A balance transfer allows you to:

• Simplify payments into one monthly balance

• Reduce the amount of interest you pay over time

• Create a clearer path toward paying down debt faster

• Work with a local financial partner instead of a national bank

This isn’t about taking on more debt — it’s about managing it smarter.

At Sentinel, we believe financial decisions should be made locally and not by an algorithm across the country.

When you apply for a balance transfer:

• You work with local lenders and decisions

• Your application is reviewed right here in the Black Hills

• You get guidance, not pressure

• You become more than just an account number

We’re here to help you make confident, informed financial choices.

A balance transfer may be a good fit if you:

• Carry balances on high-interest credit cards

• Want fewer monthly payments to manage

• Prefer working with a local credit union

• Are looking for a practical way to reduce interest costs

Not sure if it’s the right move? Our team is happy to talk it through.

All credit products subject to approval. Terms and conditions apply. This page is for informational purposes only and does not constitute a commitment to lend.

You don’t have to navigate credit card debt alone. Sentinel Federal Credit Union is here to help you explore your options clearly, locally, and without pressure.