Balance Transfer Promo

Pay less interest for 12 months and take control of your credit card debt.

Transfer eligible credit card balances to Sentinel Federal Credit Union and enjoy a 1.99% introductory APR* on NEW Sentinel credit cards or 6.99% on existing Sentinel credit cards for 12 months from the date of transfer with no balance transfer fee. 

This limited-time offer is designed to help you save money, simplify payments, and make real progress toward paying down debt.

Fill out the quick form below and one of our friendly & local loan team members will contact you as soon as possible. You can also visit your nearest Sentinel branch to speak with a local lender. 

What You Get – Clearly Explained

• • Promotional Transfer APR: 1.99% APR on NEW SFCU credit cards, 6.99% on existing SFCU cards

  • Promotional Period: 12 months from the date of transfer

  • Balance Transfer Fee: $0

  • Eligible Transfers: Credit card balances from other financial institutions

  • Local Support: Sentinel FCU lenders available to answer questions

Local Credit Union. Local Decisions.

Unlike national banks and other credit unions, Sentinel Federal Credit Union reviews applications locally and works directly with members.

When you transfer your balance to Sentinel:

• Your application is reviewed by a local lending team

• You get real guidance, not a call center

• You work with a not-for-profit credit union focused on members and not shareholders

It’s a smarter place to carry your balance.

Transfer Your Balance in a Few Simple Steps

1. Contact Us or Stop In-Branch
   Start your balance transfer application.

2. Review & Approval
   A Sentinel lender reviews your application and confirms eligibility.

3. We Handle the Transfer
   Eligible balances are transferred to your Sentinel FCU credit card.

4. Start Saving Immediately
    With no transfer fee.

If high interest is slowing you down, now is the time to act. Take advantage of the promotional rate and keep more of your money working for you.