Five Financial Things to be Thankful For

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As the holiday season rolls in and the smell of pumpkin pie fills the air, it’s the perfect time to pause and reflect on what we’re thankful for. Beyond the big things — family, friends, and cozy homes — there are also a few financial blessings worth celebrating this Thanksgiving.

Even in a year of change, there’s a lot to feel grateful for when it comes to your financial journey and the stability that homeownership can bring.

Here are five financial things to be thankful for this season:

 1. A Roof Over Your Head

Home is more than just a place — it’s security, comfort, and a foundation for your future. Owning your home means you’ve invested in stability, built equity over time, and created a space that truly belongs to you. That’s something worth celebrating every day, not just on Thanksgiving.

 2. The Power of Equity

Every mortgage payment you make isn’t money lost — it’s money invested. Each month, you’re growing your ownership stake in your home, which can later be used for home improvements, debt consolidation, or even future opportunities. That steady increase in equity is a quiet but powerful financial win.

 3. The Chance to Lock in Stability

In a world where prices fluctuate and costs rise, having a fixed-rate mortgage gives you something priceless — predictability. Knowing that your housing payment will stay steady for years to come is peace of mind that renters often don’t have.

 4. Opportunities to Strengthen Your Financial Health

Every year brings new chances to improve your credit, adjust your budget, and plan for the future. Whether you’re paying down debt, saving for upgrades, or preparing for your next big purchase, financial growth doesn’t have to happen all at once — it happens one small, consistent step at a time.

 5. A Community That Supports You

At Sentinel Federal Credit Union, we’re more than a lender — we’re your neighbors, your advocates, and your partners in financial success. Having a community that’s here to guide and support you through every stage of your homeownership journey is something truly special.

As you gather around the table this Thanksgiving, take a moment to celebrate not just the blessings you can see — but also the progress you’ve made, the goals you’ve set, and the financial stability you’re building for your future. Here’s to gratitude, growth, and the comfort of knowing you’re on the right path — one mortgage payment (and one slice of pie) at a time.

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What Our Members Say About Us

Chris P

Member

“If you’re in the Rapid City area and you’re looking to drop the elbow off the top rope, Macho Man style, then look to Sentinel Federal Credit Union! Their customer service is off the hook and when you call you never get a robot or an automated answering machine! I don’t think I’ll trust another big bank with my money for as long as I live! By the way, I don’t even live in South Dakota!”

Joe M

Member

“We have several credit unions that got lost in the mix during a move–our bad. However, out of all of those credit unions, SFCU went OUT OF THEIR WAY to ensure we knew our account was dormant and helped us through the process of getting the account back on track. They also refunded every fee taken for dormant status. After losing more money than I’d like to admit from other institutions, I cannot tell you how much I appreciate the customer service of Sentinel FCU.”

Joshua K.

Member

“Been a loyal member for years! Keep your account positive and make your payments. If life happens keep them updated, as they have ways of working with you. I am glad they are a part of my financial family.”

Bret R

Member

“I have been using Sentinel for almost 30 years, and my family has been just as long! I purposely make the extra drive to the Radar Hill Branch with Nate working there! Not only has he always been on the ball of my personal account, but my business account! He has resolved issues with other banks in a timely manner when he didn’t have to! Every time I go on he always has a smiling face and is easy to work with.”