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Penny Update: What Members Should Know

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Starting February 1, 2026, Sentinel Federal Credit Union will no longer offer pennies (one U.S. cent coins) for individual member purchase.

This change is due to fewer one-cent coins being minted and distributed nationwide. Like many financial institutions across the country, we are experiencing ongoing challenges in maintaining a reliable supply.

What’s changing

  • Beginning February 1, 2026, pennies will no longer be available for individual members to purchase.
  • During this transition, we will continue to provide pennies to business members on a limited basis.
  • Business availability will continue only while our remaining supply lasts.

What’s not changing

  • All other coin denominations remain available as usual.
  • We will continue to accept coin deposits.
  • Our commitment to serving both individual and business members remains the same.

We appreciate your understanding as we navigate these supply challenges. If you have questions our team is always happy to help.

Thank you for being a valued Sentinel member.

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What Our Members Say About Us

D HH

Member

“I worked with Dane to open a business account. Dane took the time to explain all the documents I’d need in advance. The appointment itself went smoothly, and it was a very quick and easy process. Dane was able to answer all my questions. I am happy with this branch’s customer service. The turnaround time and benefits (no high minimum balance or additional fees) honestly can’t be beat by any other bank. Highly recommend.”

Joshua K.

Member

“Been a loyal member for years! Keep your account positive and make your payments. If life happens keep them updated, as they have ways of working with you. I am glad they are a part of my financial family.”

Eli D.

Member

“Great service! Staff are all nice and very helpful!”

Gerard G.

Member

“Staff is always helpful, professional and friendly!”

Jenna H

Member

“I absolutely love the people at Sentinel always cheerful and helpful.”

Joe M

Member

“We have several credit unions that got lost in the mix during a move–our bad. However, out of all of those credit unions, SFCU went OUT OF THEIR WAY to ensure we knew our account was dormant and helped us through the process of getting the account back on track. They also refunded every fee taken for dormant status. After losing more money than I’d like to admit from other institutions, I cannot tell you how much I appreciate the customer service of Sentinel FCU.”

Chris P

Member

“If you’re in the Rapid City area and you’re looking to drop the elbow off the top rope, Macho Man style, then look to Sentinel Federal Credit Union! Their customer service is off the hook and when you call you never get a robot or an automated answering machine! I don’t think I’ll trust another big bank with my money for as long as I live! By the way, I don’t even live in South Dakota!”

Sherrie A

Member

“Awesome, everyone very helpful.”

Bret R

Member

“I have been using Sentinel for almost 30 years, and my family has been just as long! I purposely make the extra drive to work with Nate! Not only has he always been on the ball of my personal account, but my business account! He has resolved issues with other banks in a timely manner when he didn’t have to! Every time I go on he always has a smiling face and is easy to work with.”