Looking for an auto loan in Rapid City, SD? Before you head to the dealership, make Sentinel Federal Credit Union your first stop. We offer competitive car loan rates in Rapid City and flexible terms designed to fit your budget—not the other way around.
Whether you’re purchasing a new ride, refinancing your current auto loan, or buying used, our credit union auto financing options give you the upper hand. Because we’re a not-for-profit credit union, we return value to our members in the form of lower rates, fewer fees, and friendly local service that puts your needs first.
Why choose Sentinel FCU for your next auto loan?
- ✅ Low, competitive rates
- ✅ Terms up to 84 months
- ✅ Quick pre-approval process
- ✅ No application fee
- ✅ Local lending decisions from people who understand your community
Getting pre-approved with Sentinel can give you extra confidence and bargaining power when car shopping—plus, you’ll already know exactly what you can afford.
We also offer refinancing options that may help lower your monthly payment or reduce the interest you’re currently paying. Already financed somewhere else? Let’s run the numbers—you might be surprised how much you could save.
Apply online, over the phone, or stop by any of our convenient locations in Rapid City or across the Black Hills.
Your journey deserves a smooth start—and Sentinel is here to help you hit the road with confidence.
Ready to roll? Call us at (605) 923-1405 or apply online today at sentinelfcu.org.
