home loans

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Make Your Dream Home A Reality
Buying a new house means a lot of decisions. Starting with, where are you going to get the best mortgage? At Sentinel Federal Credit Union, we offer competitive rates, flexible terms, expert friendly advice, and without the long wait you get from one of those big city financials. Make your dream home a reality. Send us a message to request your free consultation or call us today at 605-923-1405 or toll-free at 888-923-1400.

Tired of making your landlord wealthy?
A home is not only a financial asset – it’s a plan for your future, an investment in your community, a safe place to live. Today’s low rates are good news for first-time homebuyers. In fact, in many areas, it is now more expensive to rent than it is to own. Getting a place of your own is much easier than you might think. Learn how to get started with help from our Mortgage Lending team. Send us a message to request your free consultation or call us today at 605-923-1405 or toll-free at 888-923-1400.

Refinance Your Mortgage
Whether you want to save hundreds of dollars every month or save tens of thousands of dollars over time, or both, a mortgage refinance could be the answer. Contact our Mortgage Lending team at 605-923-1405 or toll free at 888-923-1400 to schedule a free consultation or send us a message.

VA Streamline Refinance
Now is a great time to take advantage of lower interest rates and refinance your VA Loan. You can quickly refinance with a Streamline Refinance, also known as an Interest Rate Reduction Refinancing Loan (IRRRL).*

  • In some cases, no appraisal required
  • No income verification required to qualify
  • No out-of-pocket costs
  • Fast closing

Save hundreds every month by refinancing your VA Loan today! Contact our Mortgage Lending team and ask about a VA Streamline Refinance. Call 605-923-1405 or toll free at 888-923-1400 to schedule a free consultation or send us a message. *Must be a VA to VA refinance and the veteran cannot receive any cash back.

Residential Lot Loans
Our Residential Lot Loans may be used to purchase or refinance a parcel of land located in South Dakota only. Send us a message to request your free consultation or call us today at 605-923-1405 or toll-free at 888-923-1400.

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