If it rolls or floats, we can finance it.
- Motorcycles
- Snowmobiles
- ATVs
- Personal Watercraft
- RVs
- Boats
- Horse Trailers
Apply now or contact us anytime.
Motorcycle Loan Rates
| Platinum APR* | Gold APR* | Silver APR* | Bronze APR* | Nickel APR* | Copper APR* | |
|---|---|---|---|---|---|---|
| Score | 730+ | 729-680 | 679-640 | 639-600 | 599-550 | 549 and below |
| NEW & USED | ||||||
| 24 Months | 2.90% | 3.40% | 5.90% | 9.50% | 13.50% | 18.00% |
| 36 Months | 2.90% | 3.40% | 5.90% | 9.50% | 13.50% | 18.00% |
| 48 Months | 2.90% | 3.40% | 5.90% | 9.50% | 13.50% | 18.00% |
| 60 Months | 3.15% | 3.65% | 6.00% | 9.00% | 13.00% | 18.00% |
| 72 Months | 3.39% | 3.89% | 6.00% | 9.00% | 13.00% | N/A |
| 84 Months $20,000** | 3.90% | 4.40% | 6.25% | 9.25% | 13.25% | N/A |
ATV, Snowmobile & Personal Watercraft Loan Rates
| Platinum APR* | Gold APR* | Silver APR* | Bronze APR* | Nickel APR* | Copper APR* | |
|---|---|---|---|---|---|---|
| Score | 730+ | 729-680 | 679-640 | 639-600 | 599-550 | 549 and below |
| NEW | ||||||
| 48 Months | 2.90% | 3.40% | 5.49% | 8.49% | 11.49% | 18.00% |
| 60 Months $7,000** | 3.14% | 3.64% | 5.69% | 8.69% | 11.69% | 18.00% |
| USED 1 TO 5 YEARS | ||||||
| 48 Months | 3.14% | 3.64% | 5.49% | 8.49% | 11.49% | 18.00% |
| 60 Months $7,000** | 3.14% | 3.64% | 6.49% | 9.49% | 12.49% | 18.00% |
RV, Camper, Trailer & Boat Loan Rates
Motor Homes, Campers, Travel Trailers, 5th Wheels, Boats & Horse Trailers| Platinum APR* | Gold APR* | Silver APR* | Bronze APR* | Nickel APR* | Copper APR* | |
|---|---|---|---|---|---|---|
| Score | 730+ | 729-680 | 679-640 | 639-600 | 599-550 | 549 and below |
| NEW & USED | ||||||
| 36 Months | 5.20% | 5.70% | 6.75% | 8.75% | 13.50% | 18.00% |
| 60 Months | 4.65% | 5.15% | 6.25% | 8.75% | 13.50% | 18.00% |
| 84 Months | 4.70% | 5.20% | 6.25% | 8.75% | 13.50% | 18.00% |
| 96 Months $10,000** | 5.14% | 5.64% | 6.25% | 8.75% | 13.50% | 18.00% |
| 120 Months $15,000** | 5.20% | 5.70% | 6.50% | 9.00% | 14.00% | N/A |
| 144 Months $25,000** | 5.95% | 6.45% | 7.60% | 10.60% | 14.60% | N/A |
*Rates effective as of March 1, 2018. Annual Percentage Rate (APR) may change without notice. Your rate can vary based on creditworthiness, age and type of vehicle and terms of the loan.
**Some terms subject to a minimum amount financed.
Loan payment example: At 4.5% the annual percentage rate (APR) for a 60 month term with 0% down and 30 days to 1st payment, monthly payments are calculated at $18.66 per $1,000 borrowed.
Not all borrowers qualify for lowest APR or 0% down. To find out if you qualify, please call Sentinel Federal Credit Union at 605-923-1405 or ask your Black Hills area auto dealers.