Credit Cards

Visa Classic Credit Card

New Cardholders
Apply for a Sentinel Federal Visa Classic Credit Card, and, if approved, enjoy a special 2.00%introductory APR* on purchases and balance transfers for 24 months! Then 9.99% to 18.00% Standard Purchases APR applies to unpaid introductory purchases balances and 15.00% to 18.00% Standard Balance Transfers APR applies to unpaid introductory balance transfers.

This introductory rate will apply to balances transferred from other credit cards to your new Classic Credit Card by Oct. 31, 2017. There are no balance transfer fees and you’ll enjoy a lower rate and a more affordable payment while you pay down your balance. Apply for a Classic Credit Card today and transfer your high-interest rate balances by Oct. 31, 2017!*

Existing Cardholders
Our existing credit cardholders also get a 2.00% promotional APR* on balance transfer for 24 months. Then 15.00% to 18.00% Standard Balance Transfers APR applies to unpaid introductory balance transfers. This promotional rate will apply to balances transferred from other credit cards to your Classic Credit Card by Oct. 31, 2017.* There are no balance transfer fees and you’ll enjoy a lower rate and a more affordable payment while you pay down your balance. Transfer your balances today!

This card offers our lowest rates:

*APR = Annual Percentage Rate. New cardholder introductory rate of 2.00% for 24 months from the date of account opening on purchases. After the 24-month introductory period, the standard purchases APR will be applied to unpaid introductory balances and new purchases. The standard APR for purchases is 9.99% to 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate. Balance transfers introductory and promotional rate of 2.00% for 24 months from date of first transfer, on transfers made between 7/1/17 and 10/31/17. After the 24-month introductory and promotional period, the standard balance transfer APR will be applied to unpaid introductory and promotional balance transfers and any new balance transfers. The standard APR for balance transfers is 15.00% to 18.00%, based on your creditworthiness. The standard APR for balance transfers will be applied to new balance transfers made after 10/31/17. Balance transfers are subject to approval and cardholder is responsible for making payments on your other card until balance transfer transactions are completed. There is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date. Credit union membership is required to obtain a credit union loan. Other conditions, restrictions and credit approval apply. Offer does not apply to refinancing existing SFCU loans. Federal credit card regulations require us to apply any payments made to higher interest rate balances first. Extra Awards points are not earned on balance transfers.

Visa Secured Credit Card

This card is secured by your savings and helps you build a positive credit history.

*APR =  Annual Percentage Rate. Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply.

Let us know if you’ll be traveling with your card

If you will be traveling outside of your normal area of debit or credit card use, please let us know so your cards won’t be blocked or flagged for unusual activity. Give us a call at least 48 hours in advance at 605-923-1405 or toll-free at 888-923-1400 to let us know the dates and locations you will be traveling and to verify we have correct phone numbers to reach you. Have a safe trip!

Report Lost or Stolen Card

Mon – Fri 8:00am – 5:00pm MT
605-923-1405 or 888-923-1400

After Business Hours
Due to our transition towards chip enabled-cards, the new phone number to report lost or stolen Sentinel cards is listed below. Retain this number for your records and please update the phone number listed on the back of your existing Sentinel cards.

800-682-6075
ReportMyCards.com

Transaction Assistance

Mon – Fri 8:00am – 5:00pm MT
605-923-1405 or 888-923-1400

After Hours Assistance
888-526-0404

Activate Your Card

800-411-6390
ActivateMyCards.com

Change Your PIN

If you know your current PIN, you can visit any Sentinel ATM to immediately get a new PIN for your Sentinel ATM, Debit and chip-enabled Credit Cards.

If you forgot your PIN or would like a new PIN, you can call 877-746-6746, anytime, to change the PIN for any of your Sentinel cards. Your new PIN will be available within two business days.

Verified By Visa

Shop online with confidence. Your Visa card is now equipped with Verified by Visa—it password protects your card for free. Activate the Verified by Visa feature today. It’s easy and only takes a few moments.