Basic Checking
- No minimum balance
- No monthly service charge*
- Free unlimited check writing
- Free direct deposit
- Free Debit Card or ATM Card
- Free 24-hour phone banking with CU*TALK
- Free online banking with It’s Me 247 Online Banking
- Free Notary Service
- Overdraft Protection available
- Online Bill Pay available
*Notice: $5 monthly inactivity charge is assessed after 3 months of inactivity if over 18 years of age and less than $200 balance.
Bonus Checking
- $500 minimum balance to earn dividends
- Dividends earned daily
- $7.50 monthly service charge is assessed if balance falls below the $500 minimum on any day during the month
- Free unlimited check writing
- Free direct deposit
- Free Debit Card or ATM Card
- Free 24-hour phone banking with CU*TALK
- Free online banking with It’s Me 247 Online Banking
- Free Notary Service
- Overdraft Protection available
- Online Bill Pay available
Prime Checking (Exclusively for 55 and wiser!)
A dividend-bearing checking account available for our Prime Time Club members:
- $1,000 minimum balance to earn dividends
- Dividends are earned daily (compounded and paid monthly)
- No monthly service charge (unless daily balance falls below $1,000 during the month then $7.50 monthly fee assessed)
- Free unlimited check writing
- Free direct deposit
- Free Debit Card or ATM Card
- Free 24-hour phone banking with CU*TALK
- Free online banking with It’s Me 247 Online Banking
- Free Notary Service
- Overdraft Protection available
As a Prime Time Club member you’ll receive these extra perks**
- Free Online Bill Pay
- Free box of standard checks each year
- Free fax and photocopies
- Free money orders and cashiers checks
- Free domestic wire transfers
- Free Call Center services available Monday – Friday, 8 a.m. to 5 p.m. MT
Qualifications to join Sentinel Federal’s Prime Time Club:
This is a FREE CLUB for Sentinel Federal Credit Union members who are 55 years old and wiser! As a Prime Time Club member you are eligible for special services and discounts.
You are eligible for a Prime Time Club account if you:
- have joined Sentinel Federal,
- are 55 years of age or over, and
- have a Prime Checking account
Plus, you must either:
- have a $5,000 balance in a Prime Saver account, or
- maintain a recurring monthly Direct Deposit in a Prime Checking account or regular Savings account
**Benefits are subject to change without notice. Some limitations may apply. A joint checking account relationship held by either you or your spouse qualifies both of you for a Prime Time Club membership.
Rebuilder Checking
If you’ve been declined for a checking account, then call us today at 605-923-1405 or toll free at 888-923-1405 and ask about our Rebuilder Checking.
Routing Number: 291479291

