Notice to Sentinel Federal VISA® Debit or VISA® Credit Card Holders
Visa’s Foreign Transaction Fee (FTF) is changing for debit and credit card programs. Effective April 1, 2008, Visa will charge 0.8% for international transactions that do not involve multiple currency conversions. The current 1% FTF assessment remains unchanged for international transactions that involve multiple currency conversions. As a result we will pass on the charge to you; 1% international transaction fee for multiple currency conversions and 0.8% for all other international transactions. An international transaction is a transaction where the country of the merchant is outside the USA.
 Visa Classic
Our Visa Classic Credit Card comes with these money saving features:
- Variable rate as low as 9.99% APR*
- No annual fee
- 25 day grace period on purchases
- No minimum finance charge
- Earns ScoreCard Reward Points for every net purchase you make
- Payments can be made at any credit union office or automatically deducted from your savings or checking account each month
- Protection from unauthorized charges and lost and stolen card charges at no additional cost
Visa Secured
Everyone qualifies for our Visa Secured Credit Card, regardless of their credit history.
- Fixed rate as low as 10.00% APR
- Card is secured by your savings
- No annual fee
- No grace period on purchases
- No minimum finance charge
- Earns ScoreCard Reward Points for every net purchase you make
- Payments can be made at any credit union office or automatically deducted from your savings or checking account each month
- Protection from unauthorized charges and lost and stolen card charges at no additional cost
Exceptional Service
If you’ve ever had a problem with your credit card, like a charge on your card that you didn’t authorize, you know how challenging it can be to get it resolved. At Sentinel Federal we make it as easy as possible. You’ll be able to speak to the same person through the whole process, instead of calling a processing center and having to explain the situation to someone new each time.
To Report Lost or Stolen Cards:
605-923-1405 (during normal business hours)
800-543-5073 (after business hours)
*APR = Annual Percentage Rate. Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply.
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