VA Guaranty Loans
We offer the following VA loans:

• VA Fixed Rate
• VA IRRRLs (interest rate reduction refinance loans)
• VA 3/1 ARM
  

Rural Housing Loans 
The Rural Housing Service loan is an affordable lending product designed to get residents in designated areas into a home that they would not otherwise qualify for.  Some of the most attractive features include:

• 100% LTV based on the appraised value of the home
• No down payment
• No cash reserves required
• No mortgage insurance required (a guarantee fee is required)
• Manufactured housing permitted