 Whatever your lending needs may be, we’ve got a loan for you!
Personal Line of Credit and Overdraft Protection
The easiest way to get cash when you need it.
- A personal credit limit set up for you based upon your needs and your budget.
- Your credit limit is reusable -- like a credit card without the plastic.
- Can be tied to your checking account and used as overdraft protection.
- You only pay interest when you use your line of credit (LOC) and only on the amount you use.
- Whenever a personal need arises, no need to apply for another loan, your personal line of credit is ready for you to use at your convenience by:
- Calling ART, our 24 hour banking by phone system, and transferring money from your LOC to your checking account (no fee for this service).
- Calling the credit union to transfer the funds (there is a small fee for this service).
- Simply writing a check, if your line of credit is set up as overdraft protection. (there is a small fee for this service).
- Make your request over the teller-line (no fee for this service).
Share Secured Loans
Low cost financing while you continue to save.
- Use your savings or certificate as security for your loan.
- Offered at very special rates and terms.
- Fast loan processing.
- Ideal solution when you can’t decide if you should pay cash, by taking the money out of savings, or borrow the money.
Student Loans
It’s easy to apply
- No need to apply at the Credit Union, do it right at the school's financial aid office.
- Federal student loan rates are set by the government and are the same interest rate at each financial institution.
- Our lender code is 829797 (listed under Box Elder in the school's lender directory).
|
